1000 deposit

Sole proprietorships, with or without employees
Independent contractors
Freelancers
Gig workers

On the first question, check the second box as you are applying as an independent contractor or sole proprietorship.
You must add your social security number if you are applying as an individual independent contractor, freelancer, or gig worker.
The form will ask you for the gross revenues for the last 12 months for your independent contractor business and the “cost of goods sold.” you can estimate this based on what happened in 2019. Cost of goods sold means the expenses incurred in the process of providing your product or service as a freelancer, gig worker, or independent contractor.
Where it asks for “owner” put your name and “100” percent owner.
It will ask for the date the business was established. This is the date you started doing freelance, gig work, or independent contractor work. Just estimate if you don’t have the exact date, but make sure it was before january 31, 2020.
The form will ask for the bank account to which you want the grant money direct deposited. You need the name of your bank, the account number (the middle number at the bottom of your checks), and the routing number (the number at the bottom left of your checks). See the question below on direct depositing.
For your business phone number, it’s okay to give your cell number.
“is your business owned by a business entity?” the answer is no since you are an individual owner.
When the form asks for your business name, just enter your individual name if you don’t have a business name.
You can ignore the question “if anyone assisted you in completing this application …” unless you have in fact gotten help.
Make sure to check the box that says you want to apply for the $10,000 grant (although it will only be $1,000 for independent contractors, freelancers, and gig workers).

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How To Get $1,000 If You Are A Freelancer, Gig Worker, Or Independent Contractor, 1000 deposit.

How to get $1,000 if you are A freelancer, gig worker, or independent contractor

Under the CARES act passed on march 27, 2020, independent contractors, gig workers, and freelancers affected by the coronavirus crisis are eligible to receive a government grant of $1,000. The SBA sometimes refers to these grants as “advances,” but you are not required to repay this money to the government.

The application process involves filling out a simple SBA form requesting an economic injury disaster recovery loan (EIDL), which provides for the advance even if the loan is not granted.

Initially, $10 billion was allocated by the government for these grants, but due to the overwhelming amount of applications, the SBA suspended accepting new applications in mid-april 2020 due to lapse in appropriations for the grants.

Freelancers, independent contractors, and gig workers can get $1,000 from the SBA under a newly . [+] expanded program.

But now the SBA is lifting the suspension because legislation passed on april 23, 2020, allocated another $60 billion for EIDL and grants thereunder.

Who is eligible for the grants?

In addition to the entities that are already eligible for SBA disaster loans and grants, eligibility was expanded to include:

Sole proprietorships, with or without employees

Independent contractors

Freelancers

Gig workers

You must have been in business as of january 31, 2020. Expanded eligibility criteria and the grants are only available until december 31, 2020. But the SBA will quickly run out of money, so you should apply as soon as possible.

Where do I apply online for the SBA grant?

The application should be found at covid19relief.Sba.Gov/#/ (if for some reason it isn’t there, do a google search on “SBA disaster loan application”). (as of this writing, the SBA still needs to update this page to reflect that new appropriations for the grant program have been made by congress on april 23,2020.) background information from the SBA can be found at www.Sba.Gov/disaster-assistance/coronavirus-covid-19 .

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What advice is there for completing the SBA application?

If you are an independent contractor, freelancer, or gig worker, here are some tips on filling out the application:

On the first question, check the second box as you are applying as an independent contractor or sole proprietorship.

You must add your social security number if you are applying as an individual independent contractor, freelancer, or gig worker.

The form will ask you for the gross revenues for the last 12 months for your independent contractor business and the “cost of goods sold.” you can estimate this based on what happened in 2019. Cost of goods sold means the expenses incurred in the process of providing your product or service as a freelancer, gig worker, or independent contractor.

Where it asks for “owner” put your name and “100” percent owner.

It will ask for the date the business was established. This is the date you started doing freelance, gig work, or independent contractor work. Just estimate if you don’t have the exact date, but make sure it was before january 31, 2020.

The form will ask for the bank account to which you want the grant money direct deposited. You need the name of your bank, the account number (the middle number at the bottom of your checks), and the routing number (the number at the bottom left of your checks). See the question below on direct depositing.

For your business phone number, it’s okay to give your cell number.

“is your business owned by a business entity?” the answer is no since you are an individual owner.

When the form asks for your business name, just enter your individual name if you don’t have a business name.

You can ignore the question “if anyone assisted you in completing this application …” unless you have in fact gotten help.

Make sure to check the box that says you want to apply for the $10,000 grant (although it will only be $1,000 for independent contractors, freelancers, and gig workers).

The form should take about 15 minutes to fill out. After it is completed and submitted, the SBA will give you a confirmation number, so keep a copy of that for any follow-up.

How can I make sure I provide my correct direct deposit information to the SBA?

Direct deposit information is as follows:

The name of your bank

Your bank account number, which can be up to 17 characters. On the sample check below, the account number is 2020202086.

The “routing number” for your bank, which must contain 9 digits. On the sample check below, the routing number is 250250025.

Don’t include the check number (1234 on the image below).

Double-check that you have provided the correct numbers.

Be sure to include your routing number and account number, as seen in the example above.

How long will it take to actually get the grant money from the SBA?

The first grants took over a month to be issued. Hopefully newer grants will be quicker.

Apparently, the SBA will directly deposit the grant money into your bank account without notifying you that it is on the way or that it has been deposited. So check your bank account regularly.

Do I need to accept an economic injury loan in order to get the grant?

No. You can decide just to accept the grant you receive and do not have to accept an economic injury disaster loan.

Do I have to pay back the grant?

No. It’s clear under the CARES act that this is a grant that does not need to be repaid. No interest payment is required either.

How can you contact the SBA to follow up on your grant application?

It has been difficult to get the SBA to respond to inquiries. The SBA website sets forth these means of contact:

Phone: SBA disaster assistance customer service center at 800-659-2955

Email: disastercustomerservice@sba.Gov

If you can’t get through to the SBA, try contacting the small business development center (SBDC) in your area. For example, the northern california SBDC has been extremely helpful, and you can actually talk to a person live. (see www.Asksbdc.Com or call 833-ASK-SBDC.) advisors can help you with both the PPP loan process and the EIDL loans/grants as well as special programs in your state.

Related articles:

This article was originally published on allbusiness.

The 10 best guaranteed approval credit cards with $1000 limits for bad credit

If you’re searching for a guaranteed approval credit card with a $1000 limit, there’s some bad news- unless you have an excellent credit rating, you’re going to have a hard time finding what you’re looking for. For a start, no credit card issuer offers guaranteed approval: even sub-prime options that don’t perform a credit check will still ask you to prove your income, age, and employment status. Secondly, getting a credit limit of $1000 with bad credit is a challenge in itself, especially if you’re looking for an unsecured card. One of the best (and only) ways around the problem is to look at secured cards – not only do they offer the best chance of acceptance, they’ll often extend credit lines up to and above $1000 (although bear in mind the amount of credit you receive is usually equal to the amount of security deposit you put down). While we promise neither guaranteed acceptance nor a credit limit of $1000, the below options are going to be your best bet at getting both.

1. Total visa card

First up we have the total visa credit card, which makes the list thanks to its almost guaranteed acceptance- even if you have no credit history at all, you’ll still stand a very good chance of your application being accepted. Your credit limit will be determined by the amount of security deposit you put down (if you want $1000, you’ll need to make sure your deposit is of an equal value), but there’s a few things to consider before you sign up. Firstly, total visa has one of the most unfavorable APR’s on the market (29.99%) and you’ll need to commit to an upfront initial fee of $89, an annual fee of $79, and a monthly fee of $6.25 from the second year. While this may sound excessive, if you’re all out of options, the card will at least allow you the opportunity to build your credit rating before moving on to more favorable alternatives.

2. Opensky secured visa credit card

Next up we have the opensky secured visa credit card. Unlike most cards, this one doesn’t run a credit check before offering acceptance– you just need to prove your age, income, and employment status. As long as you’re over 18 and have enough regular income to cover the $200 minimum security deposit and $35 annual fee, you’re almost guaranteed acceptance. As the card reports to all three major credit bureaus, it’s a good option for those looking to build or repair their credit. Bear in mind that as a secured card, you’ll need to put down a $1000 security deposit if you want to enjoy the equivalent in spending power.

3. Green dot primor visa gold secured credit card

Green dot primor visa gold secured credit card is a worthy addition to our list for several reasons. First of all, it offers a line of credit of between $200-$5000, depending on the amount of your initial security deposit. Secondly, it offers a very reasonable fixed 9.99% interest rate on purchases, with no penalty charges or hidden fees. Thirdly, it reports to all three major credit bureaus, offering you the chance to strengthen your credit through responsible financial management. Lastly, there’s no minimum credit score requirement– whether you have no credit or poor credit, your chance of success is (almost) guaranteed.

4. First progress platinum prestige secured mastercard

First progress platinum prestige secured mastercard has some useful features that are well worth a glance. Chief among its advantages is its acceptance rate: it doesn’t require a minimum credit score and will consider your application even if you have no credit history. Your credit line is secured by a fully-refundable deposit of $200 — $2,000. As soon as you’ve paid the deposit, you’ll get access to such perks as 24/7 online account access, the option to pay off your balance and get your deposit returned at any time, worldwide acceptance, and an excellent variable APR of just 10.74%.

5. Wells fargo secured credit card

The main benefits of the wells fargo secured credit card include: a credit line equal to the amount of your security deposit; the option to upgrade to an unsecured credit card if you show responsible credit card use; auto rental collision damage waiver; emergency card replacement; roadside dispatch; travel and emergency assistance services; cell phone protection, and various other consumer protection plans.

6. Discover it secured

Discover it secured makes a great option for those with bad credit, and offers some serious perks for cardholders: as well as offering a credit limit in line with your security deposit (which it will be happy to return after 8 months, providing you show reasonable use of the card), it offers a very generous 2% cashback on purchases at restaurants and gas stations, and 1% cashback on all other purchases. With few cards for bad credit offering rewards of any kind, it’s a pretty attractive proposition.

7. Aeromexico secured credit card

Again, you’ll need to put down a security deposit of $1000 if you want the equivalent in credit, but once you do, you’ll get access to some very nifty benefits. In addition to offering zero fraud liability protection and emergency cash and card replacement, the aeromexico secured credit card has a great line up of travel rewards, including a membership scheme that gives you one mile per $1 dollar spent on all eligible purchases, 3500 first use bonus miles, complimentary baggage, double miles on purchases at gas stations and grocery stores, a complimentary companion certitude, and a $99 companion certificate with credit card renewal.

8. Harley- davidson secured credit card

Even if you hold no credit history or have a less then stellar credit score, you’re still in with a shot of getting a harley- davidson secured credit card. Perks include access to automatic bill pay, online banking, no annual fee, card protection plans, travel benefits, and the chance to re-establish your credit rating. As with all other secured cards mentioned, the security deposit will determine your line of credit.

9. First national bank of omaha secured visa card

With no annual fee; the option to determine your own credit limit of anything between $300 and $5000 by providing the equivalent in deposit (which will be returned in 11 months if you keep up with your monthly payments); the opportunity to apply for a credit increase without any additional deposit after 7 months; and a reasonable APR of 20.24%, the first national bank of omaha secured visa card is well worth checking out.

10. First progress platinum elite mastercard secured credit card

Like the first progress platinum prestige secured mastercard (see number 4 on our list), the first progress platinum elite mastercard secured credit card comes with some great benefits, including the option to claim a credit line equal to your security deposit, the chance to re-establish your credit rating, an APR of 20.74%, and no requirement for a minimum credit score (or indeed, any credit history at all). If you qualify for the prestige, you’ll also qualify for the elite (and vice versa). With both offering the same general benefits, the key to deciding between the two is working out if you prefer the lower annual fee of the elite ($29 vs $49 with the prestige) or the lower APR of the prestige (10.74% vs 20.74% with the elite).

2021 lucid air reservations open with $1,000 deposit, $7,500 for 'dream edition'

Itching to be among the first in line for lucid motor's new 500-mile electric sedan? Here's how to reserve your very own tesla killer.

Lucid motors has started accepting reservations for the new air with the first dream edition deliveries expected in spring 2021.

With today's unveiling of the production-ready 2021 lucid air electric sedan , reservations are open for the latest aspiring tesla-terminator. Prospective owners will be able to secure their place in line with a $1,000 refundable deposit for the lucid air touring and grand touring or a $7,500 refundable deposit for the limited-production dream edition.

The air dream edition boasts the most potent version of the dual-motor powertrain with 1,080 horsepower on tap. It's also the most expensive version at $169,000 before the $7,500 federal EV tax credit kicks in. Available in white, black or a unique eureka gold finish exclusive to this limited run, the dream edition rolls on 21-inch "aerodream" wheels that'll cost you a few miles of range, but look good doing it. Inside, you'll find a santa monica-themed cabin that upgrades over the standard air with full napa grain, bridge of weir leather and silvered eucalyptus wood trim.

The bigger wheels and more powerful tune cost the dream edition a few miles of range, but its estimated 465 miles between charges should still be more than enough.

2021 lucid air pricing

model	price (USD)	deposit	est. Range	horsepower	available
air dream edition	$169,000	$7,500	465 mi.	1,080 hp	Q2 2021
air grand touring	$139,000	$1,000	517 mi.	800 hp	Q2 2021
air touring	$95,000	$1,000	406 mi.	620 hp	Q4 2021
air	below $80,000	TBD	TBD	TBD	2022

Climb in the driver's seat

Special edition badges indicate your status as the earliest of adopters with the first dream editions due to arrive in spring 2021. The roll out will extend to deliveries of the 517 mile, 800-horsepower air grand touring ($139,000) in mid 2021 and the 406-mile, 620-horsepower air touring ($95,000) near the end of 2021.

Those ready to take the plunge can sign up and leave their deposit via lucid's online reservation system. Not keen on ordering a six-figure car online, sight unseen? Lucid is also gearing up to open 20 lucid studios and services centers across north america by the close of 2021 where buyers will be able to order the luxury EV (and, eventually, the upcoming electric SUV ) in person.

The 10 best guaranteed approval credit cards with $1000 limits for bad credit

1. Total visa card

2. Opensky secured visa credit card

3. Green dot primor visa gold secured credit card

4. First progress platinum prestige secured mastercard

5. Wells fargo secured credit card

6. Discover it secured

7. Aeromexico secured credit card

8. Harley- davidson secured credit card

9. First national bank of omaha secured visa card

10. First progress platinum elite mastercard secured credit card

How to exchange and deposit old 500 and 1000 rupee notes in bank and post office?

How to exchange and deposit old 500 and 1000 rupee notes in banks and post office | deposit and exchange of old notes form (rs 500 and rs 1000) download and print

In an unprecedented and historic move, prime minister narendra modi announced that rs. 500 and rs. 1000 notes will be banned in india. This – first time on TV announcement – came from PM modi after pakistan violated ceasefire agreements in jammu and kashmir. After the recent uri attacks by pakistani terrorists and india’s fitting reply in form of surgical strikes across border, tensions between the two nations escalated. Pakistan started to violate cease fire agreements at several points along jammu and kashmir borders.

How to Exchange Old 500 and 1000 Rupee Notes

After a meeting with heads of armed forces of india, PM narendra modi addressed the nation on november 8, 2016. This address was televised where PM modi clearly stated that counterfeit currency notes are not only affecting india’s economy but are also playing instrumental role in promoting and harboring cross-border terrorism.

In order to deal with the problem of black money and also to give a blow to terrorism, this historic move was necessary. He asked the indian citizens to help by happily accepting this tough decision, which is going to cause some inconvenience for at least 2 days.

What did PM modi announce?

PM modi announced that starting midnight of november 8, 2016, the currency notes of denominations rs. 500 and rs. 1000 will cease to be a legal tender. They will be reduced to status of useless paper pieces and will not be accepted in any transaction across the nation. Modi stated that this move is a part of fight against black money and terrorism – the two pillars of destruction that have plagued the indian economy for a very long time.

Process to exchange and deposit rs. 500 and rs. 1000 notes in banks and post office.

Those who have rs. 500 and rs. 1000 notes in hand will have to have them exchanged or deposited. There are two places where these notes can be exchanged or deposited – banks and post offices. For banks, all national and private banks in india have been instructed to have the notes exchanged or deposited. There is no word on whether a person without an account can have such notes exchanged or not. However, the likelihood of that being allowed is very high because anyone who wants the notes to be exchanged needs to carry a valid identity proof. The documents which will be allowed or accepted as identity proof will be:

PAN card

Aadhaar card

Voter ID card

MNREGA card

Passport

In case of post office, all head post offices as well as sub post offices will allow such exchanges. One thing you need to know about the exchange is that there is limit set for this exchange. One person cannot exchange more than rs. 4,500 . But you can deposit any amount of rs in banks and post office.

This deposit can be done till december 30, 2016 and those who want to get the money exchanged will have to do so by november 24, 2016. However, those who fail to get the notes exchanged within that time will be given a second chance to have the notes exchanged. However, those availing the second chance will have to physically visit RBI along with a declaration and identity proof to have the notes exchanged. The time frame for this second chance will be march 31, 2017. In case someone fails to comply (that is have the notes exchanged within that extended time frame), no more exchange requests will be entertained and people will simply lose money.

In both post office and banks you will have to fill the exchange or deposit of old notes form and an ID proff.

Deposit and Exchange Form for Old Rs 500 and 1000 Notes

So, remember:

You can deposit rs. 500 and rs. 1000 notes in banks or post offices	last date till which this deposit will be allowed: 30.12.2016 (DD.MM.YYYY)
you can exchange rs. 500 and rs. 1000 notes in banks or post offices	last date till which this exchange will be allowed: 24.11.2016 (DD.MM.YYYY)
if notes are not exchanged at banks or post offices within november 24, they can be exchanged at RBI	last date till which exchange at RBI will be allowed: 31.03.2017 (DD.MM.YYYY)
there is an exchange limit set	no more than rs. 4,500 can be exchanged. (till 17th november 2016)
there is an exchange limit set	no more than rs. 2,000 can be exchanged.(18th november 2016 onward)

So, if you are in possession of these rs. 500 and rs. 1000 currency notes, have them exchanged or deposited right away else, you may have to repent.

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Golden cherry casino no deposit bonus terms

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Best draftkings prop bets for thursday night football – $1,000 deposit bonus from draftkings

Another extended NFL week has come and gone, and now we get a perfect thursday night matchup. Thursday night football will host a game with significant playoff implications in the weeks ahead as the new england patriots travel to los angeles to take on the rams. The rams took over the NFC west’s lead after they beat their division rival arizona cardinals 38-28 last week. The patriots won for the fourth time in five weeks after obliterating the los angeles chargers 45-0 to keep their playoff chances intact. Since super bowl LIII, these two teams will meet for the first time when the patriots halted the 2018 rams’ high-powered offense to win 13-3 in one of the more “boring” super bowls in recent memory. New england’s defense seems to have regained their confidence coming off that annihilation of rookie of the year candidate justin herbert. The 45-point margin was the biggest win by an underdog in over a decade. New england has been pounding the football on the ground their past 2 games, recording 275 yards rushing and four tds while having just 195 passing yards between both games. Draftkings is offering you a chance to win big this week with up to a $1,000 deposit bonus for new users.

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Cam newton to rush for a touchdown & patriots to win boosted from +285 to +350

Cooper kupp to score the first touchdown vs. Patriots boosted from +1000 to +1200

Thursday night football match-up

New england patriots at los angeles rams

Spread: LAR -5, NE +5

Moneyline: LAR -240, NE +205

Total: 44.5

This is a game between one team that should be running the football a LOT if they want to succeed and one who loves to throw the ball all over the field. Cam newton has shown that he can be his most productive when running the football and mixing in some passes with play-action. I fully expect new england to commit to the running game early, but they may have to start throwing it late should they get down in this game. They cannot count on the rams to have as many special teams blunders as their LA counterparts did last week, which will probably lend to a closer score than 45-0. Curiously enough, the underdogs have covered the spread in each of the patriots’ last eight games, so look for them to keep this one a close contest.

On the other side, the rams defense has been one of the best in the league this year, continuously shutting down opponents’ offenses and dominating up front. Aaron donald is once again in the discussion for defensive player of the year and absolutely shoves pretty much any offensive lineman he gets to work on. As a result of this ferocious defense, eight of the rams’ last nine games as favorites have gone under the total projection, except for their most recent outing against arizona.

I expect this to be a very close game that is slower moving and will feature two teams that don’t have the most dynamic offenses but will want to move the ball in many different ways. It may come down to a last-second field goal, but I like the rams to win while the patriots cover the spread in a low scoring affair.

Prediction: NE +5, LAR ML -240, under 44.5

Player props to consider

Cam newton anytime TD -112 – newton has scored at least one TD in four of his last five road games.

Cooper kupp anytime TD +150 – kupp has scored a TD in six of his last seven december games.

Cam akers anytime TD -106 – akers has scored a TD in each of the rams’ last three games.

James white anytime TD +375 – white has scored a TD in six of his last nine regular-season road games at night.

Cam newton O185.5 pass yds +100 – newton has recorded 193+ passing yards in 11 of his last 13 road games.

Jared goff O270.5 pass yds +122 – goff has recorded 302+ passing yards in four of the rams’ last five games.

Tyler higbee O27.5 rec yds -112 – higbee has recorded 40+ rec yds in four of his last five night games.

Josh reynolds O33.5 rec yds +108 – reynolds has recorded 40+ rec yds in six of the rams’ last seven games as favorites.

Robert woods O60.5 rec yds -112 – woods has recorded 80+ rec yds in four of the rams’ last five games.

Damiere byrd O37.5 rec yds -112 – byrd has recorded 65+ rec yds in each of the patriots’ last three prime-time road games.

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When you deposit a minimum of $5 into your new draftkings sportsbook account, you will receive 20% of your deposit back in the form of site credit that can be used in any way you choose on the site. Signing up is really easy and simplistic, and it doesn’t matter if you are new to the wagersphere or you are a longtime degen. This deal is sure to get money in your pocket fast. You can deposit up to $5,000 to receive the maximum $1,000 bonus, and for every $25 you spend on the site, you will receive $1 until you reach the owed deposit amount. This is free money in your pocket, so get out there and start betting with draftkings.

Betting NFL week 14: the week of the favorite on draftkings – $1,000 deposit bonus

Welcome back to the wagersphere folks. The NFL is already in week 14, and it’s hard to believe that we are in the closing weeks of a very extraordinary season. This year, we have seen many different storylines and underdogs that cover the spread. Home field advantage doesn’t have much of an effect on games anymore since fans aren’t in the stands. People usually arent happy with me when I pick the majority of underdogs every single week because they think that they will lose. This is obviously incorrect because if you follow me, you have won plenty of cash.

This week, however, I like several favorites on the board that I think can cover the spread against their opponent. Some teams are getting a lot of credit because of either a winning streak or a great performance last week, and you can take advantage of these numbers by getting the best of them before they arise because of the public. Draftkings is also going to help you by offering up to $1,000 in a sign-up bonus. Take advantage today and make it rain.

Week 14 best bets/previews

Green bay packers (9-3) at detroit lions (5-7)

Detroit is getting a lot of credit here because of the game against chicago last week. Detroit wins the game outright and people think “new coach, a big offensive performance, team has turned a corner.” the lions have one of the worst defenses in the league, that’s how badly they have been performing. They allowed 30 points to mitch trubisky and THAT offense, and are missing a ton of different defensive players. When you allow 30 to mitch trubisky in a rainstorm, you know what’s going to happen in this game? I have no idea how the packers aren’t going to score a TD on every single drive and every time they touch the ball, in ideal scoring conditions in a dome atmosphere, against this defense. People are overrating the lions defense, and I think that’s why this spread isn’t higher. With no kenny golladay this season, it hasn’t looked very pretty for the lions offensively either. They have had a fairly easy schedule as of late and against elite competition like green bay, I think that shows up even more.

Offical play: GB -7.5

Tennessee titans (8-4) at jacksonville jaguars (1-11)

This is a rematch of the week 2 shootout between two AFC south rivals. You have a different QB in jacksonville, and whether you think mike glennon is better or worse than gardner minshew is pretty irrelevant here. About half of the jaguar’s defense that played in that game and gave up 33 points is not playing in this game. The expectation should be that tennessee scores every time they touch the ball, similar to the game mentioned above. I think that jacksonville can score as well on this terrible titans defense, but I think this game should be lined more around TEN -10. I think you are getting a numbers advantage here because of how good the jags have looked the past few weeks hanging with their opponents. I don’t think that happens here. I think this is a great teaser play, by taking tennessee down to -1.5 and green bay down to -1.5, I think you win every time.

Official play: TENN -7.5

Kansas city chiefs (11-1) at miami dolphins (8-4)

Another game that I like where I’m picking a large road favorite, which I don’t typically do. I’ve explained my reasons above and ill explain them here as well. When miami had the ball against cincinnati, one of the worst defenses in the league and maybe one of the worst defenses in the last five years, they were unable to really put up anything for 2 1/2 quarters. Their red-zone production was abysmal. What are they going to do when they are down 10-17 points in this game? It would be such an unfamiliar situation for them because in so many of miami’s games this year they have gotten to operate with a lead against bad opposition. The defense puts up a couple of tds for you and the throws get a lot easier to make. The gameplan has been very simplistic and you could win anyway, and that is almost impossible that exists in this game. It will be different than what anything tua has seen this year. This is such a big step up in class for miami, and I’m not sure they are quite ready for it. The only other opponent they beat recently that was any good was the rams, and their defense and special teams won that game by forcing turnovers. Patrick mahomes won’t be so kind to them. This is another game that could operate as a teaser, bringing KC down to -1.5.

Offical play: KC -7.5

Atlanta falcons (4-8) at los angeles chargers (3-9)

Julio jones has been ruled out for this game, and yet the falcons remain 2 point favorites in the game on the road. I just don’t understand that at all. These are two teams that you would want every point that you could possibly get at the end of a game because when either of them has the lead, the other becomes a favorite to win with how poorly these two play in the 4th quarter. Getting points in a game like this is everything because it’s basically a contest on who can screw up last. Teasing the chargers up to 8 is an amazing bet because as we have said many times, anthony lynn plays almost 100% of his games to one score, with the exception of last week. Luckily, they are not facing bill belichick but rather raheem morris, so a one-possession game is almost a certainty. I think the wrong team is favored here. The falcons have no business without julio being a favorite on the road to anybody, let alone a team that has talent like LA. Call me crazy, but I think anthony lynn wins outright.

Official play: LAC +2, ML

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